About The Police Credit Union

1. All Law Enforcement
2. Law enforcement personnel and their civilian co-workers, including volunteers, within State of California employed by any municipal, county, state or federal agency or special district.

1. Fire
• Firefighters who volunteer for, or are an employee of, any municipal, county, state or federal agency or special district within the counties of San Francisco, Marin, Sonoma, Napa, Solano, Contra Costa, Alameda, Santa Clara and San Mateo and their department’s civilian employees.
2. EMT
• Emergency Medical Technicians who are a volunteer for, or an employee of, any municipal, county, state or federal agency or special district or contracted private ambulance service within the counties of San Francisco, Marin, Sonoma, Napa, Solano, Contra Costa, Alameda, Santa Clara and San Mateo and their department’s civilian employees.
3. Court Employees
• Employees of the Superior and Municipal Courts of the Counties of San Francisco, Marin, Sonoma, Napa, Solano, Contra Costa, Alameda, Santa Clara and San Mateo.

• Immediate family members (to include grandparents, parents, spouse or domestic partner, siblings, (step) children or (step) grandchildren, aunts, uncles, nieces, nephews and first cousins), of individuals qualified within this field of membership.

What is the American Consumer Council?

The American Consumer Council (ACC) is a non-profit membership organization dedicated to consumer education, advocacy, and financial literacy. There is no cost for The Police Credit Union members to join the ACC. The ACC was established in 1987. Its mission is to educate consumers on the purchase of safe, reliable products and services, to serve as a voice for consumer advocacy and economic wellness in the United States, to educate consumers in the area of financial literacy and to recognize companies for their environmental stewardship and corporate social responsibility.

How ACC Benefits American Consumers

The ACC has built its reputation for championing consumer advocacy by encouraging manufacturers and service-based companies to make safe, reliable products that American consumers can trust and recommend to their friends and neighbors. In those instances where a company or industry is found to have abused consumers, or offered a product/service that is harmful to consumers or the environment, ACC has brought the full force of its membership muscle and media relations program to persuade consumers not to support deceitful businesses. In this era of social networking and rapid global communication, ACC’s approach to enforcing high standards on behalf of consumers has proven to be extremely effective.

How to Join the Police Credit Union with the added benefit of American Consumer Council membership

If you choose to join the Police Credit Union with the added benefit of ACC membership, we will provide the following enrollment information to the ACC on your behalf: your name, address, email address, and telephone number. You will have the option to unsubscribe or opt-out of the quarterly email newsletter at any time. The American Consumer Council (ACC) will not sell, share or distribute its membership data to any individual, company or organization without the consent of its members.

When Applying for Membership Online

Choose the "I am joining through The American Consumer Council (ACC).” option in the Eligibility section of the membership application and agree to the membership disclosure at the end of the application. This will send us a notification that will allow us to process and enroll you into the ACC. The $5 membership fee will be covered by The Police Credit Union.

Learn More 
You can learn more about the American Consumer Council at www.americanconsumercouncil.org

The Police Credit Union has been awarded the 5-Star Superior rating for safety and soundness every year since 1990 by BauerFinancial, Inc. BauerFinancial is the nation’s leading bank and credit union rating and research firm analyzing the financial industry as a source of unbiased information.

If you have any questions about The Police Credit Union loans or how your accounts are insured, please contact us today.

We provide protection for your money through the National Credit Union Share Insurance Fund (NCUSIF), a fund backed by the U.S. government and administered by the National Credit Union Administration (NCUA). The NCUA is the governing body for federal credit unions and insures savings in credit unions throughout the country.

The NCUSIF insures most accounts up to $250,000, but your accounts can be covered beyond that amount based on the legal vesting of your accounts.

Individual accounts, joint accounts, trust accounts and Individual Retirement Accounts (IRA) qualify for share insurance coverage. Account owners generally have an aggregated maximum coverage of $250,000 per credit union and per category of coverage. Individual share accounts held by the same member are added together and are insured up to the $250,000.

Please note that the information below is intended for example purposes only. Each member’s financial situation varies based on account information. Please contact a Member Solution Specialist at 800.222.1391 regarding your specific situation, or for general questions about the coverage provided by NCUA share insurance, contact the NCUA Insurance Call Center between 5 a.m. and 3:30 p.m. (PST) Monday through Friday at 1.800.755.1030, extension 1.

Individual Coverage

Family of Two

Family of Four

*This example assumes there are no beneficiaries on the account.Only Deposit Accounts are federally insured by the NCUA. Non-deposit investment products are not federally insured, involve investment risk including the possible loss of principal, may lose value and are not obligations of or guaranteed by the credit union or any affiliated entity. As of July 22, 2010 NCUSIF insurance has permanently been increased to $250,000.

Calculate Your Share Insurance

Use this calculator to run a report on the amount of coverage you have on your accounts.