Debt Assistance

Housing & Urban Development (HUD) also provides counseling to members delinquent on their mortgage. To find a HUD-certified housing counseling agency near you, please call 800.569.4287 for assistance.

You also can access mortgage foreclosure resources from the Federal Reserve Mortgage and Foreclosure Resources page.

Step 1

Before contacting us about foreclosure alternatives, you’ll need to gather specific documents to present to our representatives. All borrowers listed on the current mortgage must present this documentation.

• Your most recent pay stub(s), covering a 30-day period
• Your last two years’ employer W-2 forms
• Your hazard insurance and property tax bills for all property owned
• Non-The Police Credit Union savings account statements showing three months’ balances
• A letter explaining your current financial position

If you own rental property, please present the following:

• Your last two years’ personal tax returns, all schedules or
• Your current rental agreements for each rental property

If you are self-employed, please present the following:

• A complete copy of your last two years’ federal tax returns, all schedules
• A year-to-date profit and loss statement with balance sheet
• A complete copy of your last two years’ business returns (1065s, 1120S or 1120, if applicable)
• Your last two years’ K-1s, if applicable

Please note that additional documentation may be needed and requested after our initial review.

Step 2

Please look for the "We're here to help" section below for the best way to contact us. Contact us with your documents ready to present to The Police Credit Union representative, and we will explore various options based on your financial situation.