Personal Loans

Features & Benefits

Lump-sum distribution

Terms available up to 60 months

Balances beyond $15,000 may be extended to 72 months

No collateral security required

Low, competitive fixed personal loan rates

Cover costs for any reason, including vacations, debt consolidation, vehicle repairs, etc.

Why choose The Police Credit Union for your Personal Loan?

When you incur expenses beyond your current means, turn to The Police Credit Union for a Personal Loan designed to meet your needs at a competitive cost.

Competitive Low Rates

Our competitive personal loan rates can assist in more budget-friendly payments for you.

Payment Protection

Protect yourself against financial disruptions that might occur by using The Police Credit Union’s Payment Protection for your loans.

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Fast Online Application

Experience the simplicity of our quick and hassle-free online application.

It’s quick and easy to apply online.

APPLY FOR A PERSONAL LOAN

What our members are saying

"I applied online for a personal loan and Nelly Iran responded to my request. She was friendly, helpful and went above and beyond to get me set up with what I needed. In addition to sorting out the loan, she gave me some very useful tips for boosting my credit score. Without a doubt, the best banking experience I have ever had! "

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Carla L.

"The Police Credit Union backed by a staff of Customer Service Relations Models made every aspect of my loan experience a lot better, that kind of positive experience verbal words may not convey. From the application to the approval process, my personal loan came with a competitive rate that I'm comfortable paying for. Equally important is the safe and easy to navigate online service I use for my banking needs locally and abroad. As my credit union continuous to grow, I believe it will be the building champion to meet tomorrow's challenge in the banking industry. Keep it up and Good Luck."

Evangeline C.

Personal Loan FAQs

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What information do I need to apply for a Personal Loan?
- How much you want to borrow for your loan
- How long you'd like to finance your loan
- Current employment and income (including your employer's name and contact information)
- Your contact information, including phone number and email
- Information about your co-applicant, if applicable (date of birth, address, phone number, email, income, employer's name and phone number, Social Security number)
What can I use a Personal Loan for?
A Personal Loan can be used for a variety of purposes. Some common uses of personal loans include:
- Debt Consolidation: Combining high-interest debts (credit card balances, medical bills, etc.) into a single personal loan with a lower interest rate can make repayment more manageable.
- Home Improvement: Personal loans can fund home renovations, repairs, or upgrades, enhancing your living space and potentially increasing property value.
- Medical Expenses: Unexpected medical bills or elective procedures can be covered by a personal loan, providing you with the funds needed for healthcare costs.
- Travel: Whether for a vacation or important event, a personal loan can help you afford travel expenses without disrupting your monthly budget.
- Weddings: Financing wedding-related costs like venue, catering, and other arrangements can be achieved through a personal loan.
- Moving Costs: If you're relocating for work or personal reasons, a personal loan can cover moving expenses.
- Emergency Expenses: Unexpected financial emergencies like a sudden repair, legal fees, or other urgent matters can be managed with a personal loan.
- Special Occasions: Personal loans can be used to celebrate milestone events like birthdays, anniversaries, or other significant occasions.
- Electronics or Appliances: Purchasing high-cost electronics, appliances, or gadgets can be financed using a personal loan.
- Some other common uses for personal loan would be to pay taxes and also for private party auto purchases on early model autos.
How long does it take to receive funds from my Personal Loan?
Do I need to be a member to apply for a Personal Loan?

Have additional questions? Explore our loan resources.

Visit the Member Support Center