A Platinum Visa from The Police Credit Union has lots of perks!
Use With Your Mobile Wallet
Our Platinum Visa card can be loaded to Apple Pay or Samsung Pay for touchless payment where accepted.
Fraud & Purchase Alerts
Automated, immediate fraud alerts & real time email or text notifications with Visa® Purchase Alerts.
Travel Benefits
Lost luggage reimbursement, Travel Accident Insurance & Auto Rental Collision Damage Waiver.
Extended Warranty & Price Protection
Helping you manage, use and extend your warranties while also making sure you get the best deal on a purchase.
Personal Identity Theft Benefit
Reimbursement for covered expenses incurred if you are the victim of identity theft.
Balance Transfers
Transferring your balance to a new credit card can be a powerful tool for managing your debt more effectively. And unlike some other financial institutions, we don't charge a fee for balance transfers.
- Save on interest payments by transferring your debt to a low-interest Platinum Visa card with The Police Credit Union, allowing you to pay off your debt faster.
- Consolidate multiple credit card balances into one monthly payment, making it easier to manage your finances and avoid missed payments.
For information on how to request a Balance Transfer online, visit our Visa Credit Cardholder Resources page.
If you don't have a Platinum Visa yet, apply now.
CU Rewards Program
Get rewarded for the things you do every day! The CURewards Program gives you one CURewards point for every dollar you spend using your The Police Credit Union Platinum Visa® credit card. Then you can parlay those points into enriching rewards such as a vacation or gift cards or name-brand merchandise.
- Earn one CURewards point for every dollar spent
- Rewards available starting at 2,500 points
- Total points are calculated automatically and updated on your statement in Digital Banking
- Earn bonus points and special offers by shopping in-store or online at your favorite retailers that participate in the CURewards Program
- Redeem CURewards points for cash deposited into you checking or savings account or for a credit on your Visa statement
For information on how to enroll in CURewards visit our Visa Credit Cardholder Resources page.
Already a Visa Cardholder? Visit our Visa Cardholder Resources for helpful information.
Rates & Disclosures
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Interest Rates and Interest Charges
Information Rate/Charge Standard APR for Purchases, Balance Transfers and Cash Advances Platinum Visa®: 9.25% - 15.25% Variable APR based on your creditworthiness. Variable APR may adjust quarterly with the market based on the Prime Rate as published in the Wall Street Journal (“Index”).
Savings Secured Visa®: 7.50% Fixed APR.Penalty APR and When It Applies None How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. -
Fees
Information Fee Set Up and Maintenance Fee Annual Fee None Account Set-up Fee None Participation Fee None Additional Card Fee None Transaction Fees Balance Transfer None Cash Advance None Foreign Transaction 1% of foreign transactions in US Dollars Penalty Fees Late Payment $15 Over-the-Credit Limit None Returned Payment $25 How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. -
Visa® Credit Card Platinum Agreement
Click here to review the Visa® Credit Card Platinum Agreement (PDF)
*Annual Percentage Rate. The actual percentage rate is based on your credit profile, and not all borrowers will qualify for the lowest rate. All loans are subject to credit approval. Posted rates may include promotional discounts and other terms and conditions.
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Other ways to connect with us
Call us at 800.222.1391 or find a branch location, by clicking the button below.
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Visit our Virtual BranchVirtual Branch Hours
Monday - Friday: 10:00 a.m. - 5:00 p.m. PST
Saturday: 9:00 a.m. - 12:00 p.m., 12:30 p.m. - 3:00 p.m. PST
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